Privacy Policy

This Privacy Policy was last modified in October 2021, and should be read together with the Terms and Conditions of Use.

PLEASE READ THIS PRIVACY POLICY (THE “POLICY”) CAREFULLY BEFORE USING THE ARGUS WEBSITES.  BY ACCESSING AND USING THE ARGUS WEBSITES, YOU INDICATE YOUR ACCEPTANCE OF THIS POLICY. 

This Policy is provided by Argus Group Holdings Limited (“Argus Holdings”), which controls and operates the Argus Websites. Argus Holdings and its wholly owned subsidiaries and affiliates operates under the name “the Argus Group”.

This Policy details the treatment of your Personal Information by the Argus Group whilst visiting the Argus Websites (the term "Argus Websites" refers to all web sites relating to the Argus Group, as well as to the content on them). By accessing the Argus Websites, you consent to the processing of your Personal Information as described in this Policy. 

Please note that certain details of this Policy may depend on whether you deal with us through a professional advisor, directly as an individual, or whether the Argus Group provides group services to your employer or plan sponsor.

This Policy applies to the following companies currently within the Argus Group:
ARGUS GROUP HOLDINGS LIMITED;
ARGUS INSURANCE COMPANY LIMITED;
ARGUS INSURANCE COMPANY (EUROPE) LIMITED;
ARGUS INVESTMENT STRATEGIES FUND LIMITED:
ARGUS MANAGEMENT SERVICES LIMITED;
ARGUS WEALTH MANAGEMENT LIMITED;
BERMUDA LIFE INSURANCE COMPANY LIMITED;
CENTURION INSURANCE SERVICES LIMITED;
DATA COMMUNICATIONS LIMITED;
ANTES INSURANCE BROKERS LIMITED; AND
WESTMED INSURANCE SERVICES LIMITED.

 
SHARING OF YOUR INFORMATION
The Argus Group may share Personal Information about you with various entities within the Argus Group, including both internal and external service providers which perform, for example, printing, mailing, digital platforms and data processing services. For customers in the EEA, the Argus Group ensure that all companies in the Argus Group have adequate and appropriate safeguards in order to protect that Personal Information.
The Argus Group may share overall visitor trends and other generic information collected on this website with third-parties but we do not pass on any personal details or personally identifiable information without your specific consent. Except as provided herein, the Argus Group will not share your Personal Information with any unaffiliated third-party without your prior consent. The Argus Group does not sell, trade or rent Personal Information to any unaffiliated third-party without your prior consent.
We may share Personal Information with the following entities:
  • Unaffiliated service providers (for example, printing and mailing companies, securities clearinghouses, digital platforms marketing service providers) and other entities which provide services at the direction of the Argus Group;
  • Government agencies, other regulatory bodies and law enforcement officials (for example, for reporting suspicious transactions or for tax purposes if relevant, the respective financial services regulator, the Financial Services Compensation Scheme); or  
  • Other organizations, with your consent or as directed by your representative (for example, if you use the Argus Group as a financial reference in applying for credit with another institution), or as permitted or required by law (for example, for fraud prevention).

Our service providers are obligated to keep the Personal Information we share with them confidential and use it only to provide services specified by the Argus Group - although it should be noted that, ultimately, the Argus Group monitors, but does not have control over these service providers.

CHANGES TO PRIVACY POLICY
Please note that this Policy may be reviewed and amended from time to time and without prior notice to reflect changes in our practices, current guidance or relevant laws. Any changes to the Privacy Policy will be effective upon posting of the revised policy on this website so that you are aware of the information we collect, how it is used and under what circumstances we disclose it. At the top of this page it shall be indicated when the Policy was last updated. 

MARKETING AND OPTING OUT
The Argus Group currently engages in direct marketing to its members to make suggestions and recommendations about products or services or events that may be of interest to you and to provide industry insight. If this policy changes at a future date you will be given the opportunity to withhold or give your permission to receive such materials through an opt out or in message. You can subsequently request that the Argus Group stop sending you marketing messages at any time by unsubscribing or contacting us at any time.